Residential Purchase

Match the conversation to your purchase

The appropriate financing may depend on the property, purchase price, down payment, income, assets, credit profile, and intended occupancy. Start by explaining what you want to buy and how the purchase fits your goals.

Kanaan Finance can help you prepare questions and organize the information that may be needed for a lender conversation. If you have a purchase contract, note its financing and closing deadlines.

What to prepare

Begin with the transaction basics. A lender may request more detailed documentation later through its application process.

• Property address or the area where you plan to buy
• Expected purchase price and down payment
• Intended occupancy and property type
• Contract status, financing deadlines, and target closing date
• Questions about required documents, fees, and available options

Know what an initial discussion means

A preliminary conversation is not a loan approval, pre-approval, or commitment to lend. Rates, fees, eligibility, and timing depend on lender requirements, complete documentation, and the facts of your purchase.

Confirm the appropriate secure process before sending identification, account information, or other sensitive documents. If you are still exploring, our Residential Home page is a useful starting point.